There's a big difference between affording a home, and being able to make the house payment. In fact, it's a major reason so many people had problems when the housing market took a downturn. You see, some lenders out there let people borrow more money than they realistically had the budget for.Read More
The AmeriFirst Home Buyer Learning Center
Those who’ve had a taste of what it’s like to stay in a luxury hotel can easily say that it’s an exquisite experience you’d want to relive everyday. The massive bed, elegant draperies, and plush carpet all add up to a blissful and relaxing place for vacation. But unless you can afford to stay in a 5-star hotel suite every day of your life, making your home feel like a luxury hotel is the next best thing!
Here are a few simple DIY home decor ideas you can incorporate in your home to make it look like a million bucks, without spending a million bucks.Read More
Once upon a time, people used real estate as an investment opportunity. Buying real estate was a stable retirement and wealth-building option. Along came the housing market crash and The Great Recession. People no longer saw housing as an investment. Instead, people rented their living spaces more often, and avoided real estate investing.
Now, the strategy is shifting. the housing market is beginning to look stable, even profitable. At least according to the experts. We cover that in today's video.
Close your eyes. Can you picture your hammock or favorite lawn chair next to a backyard pond edged with swaying cattails and stocked with fat, colorful koi? Adding a water feature to your landscaping creates beautiful sounds and a sense of peace while it attracts wildlife like frogs, birds and butterflies. Your pond’s size and design is limited only by your imagination and budget. We'll help you get started with these tips for a DIY backyard pond:Read More
Real estate investing isn’t easy. Usually, it takes a combination of skill, luck and, most importantly, automation. Beginners are often roped into the real estate business with pipe dreams of riches within the first 12 months. In reality, you will face a lot of challenges that will force you to rethink this business - often requiring you to think long-term (i.e. 20 years or more). Even seasoned professionals don’t always have perfect business systems in place to make their life easier. Here’s how to survive at any stage of the game.Read More
It's a mortgage term often found in the fine print. Do you know what an APR is and how it's calculated? We break down this complicated financial question into a 60 Second Mortgage Tip below.Read More
According to an April 2013 Marriage and Homebuying Study conducted by Coldwell Banker Real Estate, one in four couples aged between 18 and 34 years bought their first home together before they got married.
People want to take advantage of low mortgage rates while they last. Also, couples want to be able to deduct mortgage interest from income tax and start building equity early. High rent has also made couples prioritize buying their first home.Read More
Housing Market Friday Update
What's driving the housing market right now? Is it new home sales? Maybe the Millenials are a factor. Find out in today's Housing Market Update with AmeriFirst Home Mortgage.Read More
As fall moves along and October is nearly halfway over, do you know what home maintenance you should have completed by now? Are you raking leaves and checking gutters, and calling it good?
If you're like the rest of us, you may already feel behind when it comes to getting ready for the next season. Instead of hoping you have the next chores done, and wondering what's being left out, maybe a home maintenance checklist would help.
Before getting into the full list, broken down month-by-month, let's take a look at 9 things you can this month to stay ahead of the game when it comes to taking care of your castle.Read More
You are finally there…a first time home buyer! You bought the home of your dreams and it’s time you moved in! But, no matter how glittery it all looks, you must know that home ownership doesn’t stop at just buying and furnishing the house – you need to think of ways to secure your lovely home. We give you tips that will help you do just that!
1. Know your neighborhoodRead More