The AmeriFirst Home Buyer Learning Center

Buying & Selling: Top Tech Resources for First Time Home Buyers and Agents

Posted by Dan Moyle on Tue, Sep 2, 2014

Buying a home used to be one of the most dreaded processes known to man. Between the time-consuming searches, the endless hours of running around signing documents, and the piles of paperwork associated with the process, people used to cringe at the thought of getting started.

Read More

Topics: housing market trends, first time home buyer, homeowner information, AmeriFirst guest blog

Why Am I Getting a No for Getting a Mortgage l 60 Second Mortgage Tip

Posted by Dan Moyle on Tue, Sep 2, 2014

Read More

Topics: video, :60 Mortgage Tip, denied mortgage

Turn Your New House into a Cozy Home with DIY Home Decor

Posted by Dan Moyle on Mon, Sep 1, 2014

When we move into a new home, it usually takes some time for us to adjust properly. With some effort however, we can make the transition easier to handle overall. We can make the new home a whole lot more welcoming than it would be otherwise with some relatively simple DIY home decor. This article will cover some tricks and tips on decoration that will help transform your home into a worthy new abode, both for you and your future guests. Let's begin with the first one on our list:

Read More

Topics: AmeriFirst guest blog, DIY home improvements

Housing Market Update Friday August 29th with AmeriFirst Home Mortgage

Posted by Dan Moyle on Fri, Aug 29, 2014

Your FICO score could change if you have medical collections, but will the average home buyer see the effect anytime soon? How does the Southeastern Indiana housing market look? We visit these subjects in today's housing market update.

Read More

Topics: housing market trends, video, Housing Market Update series

How to Protect Your Floor from Wear, Tear and Stains in Your First Home

Posted by Dan Moyle on Wed, Aug 27, 2014

If you have wood floors in your first home, they will be subjected to a great deal of wear and tear. Although these floors are beautiful and can give the interior of your home an entirely different look, you should take precautions to ensure that they do not end up scratched or get worn down.  Here are a few tips to help you keep your flooring looking beautiful for many years to come. 

Read More

Topics: homeowner information, AmeriFirst guest blog

Why Did I Get Turned Down For A Mortgage? l 60 Second Mortgage Tip

Posted by Dan Moyle on Tue, Aug 26, 2014

Did you know that your credit score might be the one thing holding you back from getting a mortgage and buying your dream home? That doesn't mean the end of the line, though. The video below tackels the question "Why did I get turned down for a mortgage?" when the answer is: your credit score.

Read More

Topics: Mortgage Questions, video, :60 Mortgage Tip, denied mortgage

What Are the Pros and Cons of a USDA Loan?

Posted by Dan Moyle on Mon, Aug 25, 2014

If you're debating the pros and cons of a USDA loan, you're probably already familiar with this 100% financing mortgage option. You may already know some of the pros to this loan. Further on in this article you'll read some of the good and some of the not so good about this mortgage financing choice.

Read More

Topics: USDA Rural Development, mortgage loan options

Housing Market Update Friday August 22 with AmeriFirst Home Mortgage

Posted by Dan Moyle on Fri, Aug 22, 2014

This week in housing, the national news from the New York Times finally catches up with local markets. The Home Depot has a great quarter, but AmeriFirst has an even better month. 

Read More

Topics: housing market trends, video, Housing Market Update series

What Happens When HomePath Mortgage Goes Away?

Posted by Dan Moyle on Thu, Aug 21, 2014

In 2014, Fannie Mae will discontinue the HomePath and HomePath Renovation mortgage programs. This popular mortgage loan option has helped hopeful home buyers purchase Fannie Mae-owned properties with a smaller down payment, no appraisal (for HomePath only) and at lower prices than market value quite often. Because of the success of this program, Fannie Mae has fewer properties on its books than a few years ago. That was the goal all along, so now the mortgage investor is closing down the option.

Read More

Topics: HomeStyle Renovation, FHA 203k, renovation mortgage

Extending the Life of Carpet in Order to Maintain the Value of Your Home

Posted by Dan Moyle on Wed, Aug 20, 2014

Sometimes you buy a home forever, and sometimes you buy with the knowledge that the right career option or travel opportunity could have you uprooting and jetting across the country at the drop of a hat. If you own your home and are thinking of moving in the next five years, you’ll want to start looking at all of the little aspects of your house that could increase or decrease the amount you sell for. Not the least of these is your carpet.

If you’re selling your house immediately, it might not be worth it to replace your carpet unless it’s in really poor condition. Even then, you might consider giving buyers a flooring stipend instead, so they can tailor the carpet to their preferences.

Read More

Topics: homeowner information, Pinterest, DIY home improvements

Download the PowerSaver Buyer's Guide

Do you want to make energy efficient upgrades to your house to save on your monthly utility bills? You could even get closing costs paid (an average of about $2,000) on the mortgage!

The PowerSaver Grant from FHA can help home buyers and homeowners make eligible energy-efficient upgrades to a house, and qualify for closing costs to get paid by AmeriFirst Home Mortgage. This buyer's guide walks you through the process, so you can decide whether the PowerSave Grant is right for you

Download the PowerSaver Buyer's Guide

Daily Articles Emailed

We're Social!