The AmeriFirst Home Buyer Learning Center

4 Common Questions about the FHA 203k Renovation Loan

Posted by Dan Moyle on Mon, Nov 24, 2014

You ask. We answer. It's a simple thing, really. We love looking at questions from home buyers and answering them, since we know if one person asks, there will likely be many others with the same question.

One popular subject is the renovation mortgage called the FHA 203k. You'll find a lot of working parts in this mortgage loan option. Which means we find more questions. In fact, a recent email came in to our marketing team that asked 4 questions we figured were pretty popular, since we've heard them before.

For the answers, we went to the experts on our renovation team, and Renovation Lending Program Director Joe Daly got back to us.

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Topics: Mortgage Questions, FHA 203k, 203k loan

Housing Market Update Friday November 21st with AmeriFirst Home Mortgage

Posted by Dan Moyle on Fri, Nov 21, 2014

Housing Market Friday Update

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Topics: housing market trends, video, Housing Market Update series

#Snowvember Got You Worried About Winter Bills? Warm up with PowerSaver!

Posted by Dan Moyle on Thu, Nov 20, 2014

Most of the country saw very low temperatures this week. Many areas saw major snowfall - and it's not even Thanksgiving! From Twitter to Instagram to CNN, you've probably seen enough snow this week to last you all winter - unless you're a winter sports junky. Then you're doing the happy dance! Whichever group you find yourself in, the early winter-like weather may have you jittery about your energy bills already.

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Topics: PowerSaver, FHA 203k, video

The Best Cities for First Time Home Buyers

Posted by Dan Moyle on Wed, Nov 19, 2014

If you're buying your first home, where is the best place to live? What would your criteria be for the best place to buy that first house? A mortgage industry publication published a list of top cities in which to buy your very first home. So of course we took a look, and noted that a few of our own markets were listed! You can imagine the excitement...

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Topics: first time home owner, first time home buyer

How Long Do I Have to Live in a House with FHA 203k?

Posted by Dan Moyle on Tue, Nov 18, 2014

It's propbably the most-used renovation loan in the housing market: FHA 203k. This mortgage loan option helps home buyers purchase and fix up a home with one mortgage, one interest rate, one payment. The caveat to this mortgage is that the house must be your actual home, not an investment home or a second home. 

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Topics: Mortgage Questions, FHA 203k, 203k loan, video, :60 Mortgage Tip

First Time Homeowner Alert: Utility Bill Scam

Posted by Dan Moyle on Mon, Nov 17, 2014

Owning your first home is exciting. It can also be a bit scary, as you may not be aware of certain scams aimed at taking your hard-earned money. One way to protect yourself is to make sure you're only dealing directly with your utility companies, rather than a third-party or random phone caller. A national association looking out for consumers has issued an alert about a scam across the country you should be aware of. This is especially important for a first time homeowner who may not have experience with utilities not connected to their rent.

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Topics: first time home owner, AmeriFirst Newsroom, homeowner information

Housing Market Update Friday November 14th with AmeriFirst Home Mortgage

Posted by Dan Moyle on Fri, Nov 14, 2014

Housing Market Friday Update

Welcome to your Housing Market Update with AmeriFirst Home Mortgage. I’m your host Dan Moyle. Today is Friday, November 14-th. This week in housing, a fairly calm, headline for a change. “World Property Journal” reports “Florida’s Housing Market More Stabilized in Q-3.” That’s a much better headline than the typical doom-and-gloom we’ve been seeing in the national media.

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Topics: housing market trends, video, Housing Market Update series

You Asked. We Answered. 5 First Time Home Buyer Questions

Posted by Dan Moyle on Thu, Nov 13, 2014

We hear a lot of questions about what it take to become a home owner. Many come from first time home buyers. Regardless of where you are in the homeowner journey, take a look at these questions. Maybe no one ever answered them for you when you bought your first home. Or maybe you're getting out of your renters nightmare right now. Whatever the case may be, here are 5 answers to popular home buying questions.

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Topics: Mortgage Questions, first time home buyer, video

Tips for First Time Home Buyers

Posted by Dan Moyle on Wed, Nov 12, 2014

Living with relatives or renting can have advantages, but at some point, people start thinking about owning their own home. For many, it’s a lifelong dream. For others, it’s a way to improve life for their families. Buying a home requires some planning, preparation and informed decision making, and the first place to start is figuring out why you want to become a homeowner versus your current living arrangements.

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Topics: first time home buyer, AmeriFirst guest blog

Does an Attached Garage Add more Value to a Home? l 60 Second Mortgage Tip

Posted by Dan Moyle on Tue, Nov 11, 2014

Does it matter if your home has an attached garage? What if you're looking for your first home and you're not sure what kind of investment you should put into it? 

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Topics: Mortgage Questions, first time home buyer, video, :60 Mortgage Tip

Download your Yearly Home Maintenance Checklist!

Taking care of a home takes work and organization. While we can't do the work for you, hopefully this checklist helps you stay organized. Download your printable version below!

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