Selling a residence is a colossal venture. Whether you're relocating or upsizing and/or downsizing, it's most likely the greatest personal trade you'll ever do. This is the reason numerous folks don't have a go at selling their home by themselves and opt to make the transaction through a Realtor® or real estate agent.Read More
The AmeriFirst Home Buyer Learning Center
Someone buying their first home will have a lot of questions. We see it time and time again. Sometimes, those questions get answered by family and friends. Other times they're answered by a real estate agent. But when it comes to the financial side of buying a home, asking a mortgage expert might be in your best interest.
We hear a ton of questions about mortgage loans, and this is a big one. Everyone hears that it's a mountain of paperwork to apply for a mortgage. Yes, it takes quite a bit of information, but it's not insurmountable.Read More
Hunting lodges were meant to appeal to and accommodate hunters in or near the forest, giving them a warm and safe place to rest and hang out with other hunters. Fortunately, outdoor enthusiasts who live in the 'burbs don’t have to trek to the woods to get their hunting lodge fix. With some creativity and certain design tricks, it’s easy to turn at least part of the interior of a home into a rustic hunting lodge. Check out these ideas:Read More
Housing Market Friday Update
Welcome to your Housing Market Update for real estate agents, with AmeriFirst Home Mortgage. I’m your host Dan Moyle and today is Friday, November 20th. This week in housing… chatter about interest rates. Besides home prices, interest rates are probably one of the hottest topics in the home buying process. For the last few years, rates have been rock-bottom. The question is … what’s coming?Read More
When humans met fire for the first time, it became an essential part of life. It was one of the first luxuries, previously unattainable, the man used in his favor – to get warm, to cook food, and to chase the wild beasts away. Millions of years of progress lead us to the year 2015, where every aspect of human life has changed, but the purpose of fire remains the same even today. Outdoor fire pits are great for creating a warm and cozy ambiance right beside your new first home. How to decide on the right fire pit?Read More
Small Garden Inspiration
We’re back with some more tips to make the most of your small yard. Just like small houses, small yards can be an exciting challenge or a blessing in disguise. Follow these tips for making the most of what you’ve got.
1. Use perspective to trick your eyes. By using perspective to create parallel lines that converge to a vanishing point, you can create the illusion of a larger space. By making objects in the distance seem farther away, you create the idea of a large garden. Similarly, creating a diagonal view can create the illusion of a larger space. Raised beds built in a stair pattern, or a zig-zagging path can help achieve this. Here's a great idea for a DIY garden path.
*UPDATE: This article originally focused on the HomePath Renovation loan. That program was discontinued in October 2014. However, other renovation mortgage options do exist - like FHA 203k and HomeStyle Renovation! Read more here.
I was watching TV over the weekend, and saw a promo for a couple of Mike Holmes shows on DIY-network. It got me thinking: a lot of folks love do-it-your-self work. While home improvement loans don't promote DIY work necessarily, it's not out of the question. The FHA 203k is less forgiving, but HomePath Renovation lays out specific guidelines for just this occasion. Let's look at 5 do-it-yourself repairs you can do under the HomePath Renovation mortgage.Download our Ultimate Guide to Home Improvement Loans and learn more about all your renovation options.