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The AmeriFirst Home Buyer Learning Center

Hang on to Your Deposit: 8 Rental-Friendly Design Fixes

Posted by Guest on Fri, Apr 29, 2016

If you’ve read any reports about millennials’ housing habits over the past few years, you’ve probably seen one common generalization: if they’re not staying at their parents’ homes, millennials are mostly staying in “rent” mode, putting off owning a property for longer than any previous generation has. And the thing about renting is that it’s supposed to be temporary. Eventually, you move out, and when that happens, the landlord will likely expect everything to be as it was on your first day. Of course, since millennials have a particular lifestyle preference, it’s natural for them to want to put in some decorative touches during their stay. 

Maybe you’re not a millennial, but you don’t have to be a member of Generation Y to know that the struggle is real. Reinventing your rental is a unique challenge of creativity. You have to make your space speak for you without making any permanent changes. With that said, read this renters’ guide to redecorating your space and you may get some much-needed inspiration. 

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Topics: first time home buyer, AmeriFirst guest blog, rent vs buy

First Time Home Buyer Trends: A Millennial’s Perspective

Posted by Richard Andre on Thu, Apr 28, 2016

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Millennials are often regarded as the generation plagued with a bad case of the “Me, Me, Me’s.” A group wrought with individuals who are too self-involved to stop and consider their neighbor. Are you a Millennial? If so, would you agree with that first statement? Let’s, for a moment, give the people what they want and say that you do. What’s wrong with that? As a first time home buyer, who’s going to be paying your mortgage? You are. That being that case, it goes without saying that when buying your first home, you should absolutely be “You Focused.”

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Topics: first time home buyer, Millennial home buyers

Careful Planning is the Key to a Sweet Bathroom Remodeling Success

Posted by Guest on Wed, Apr 27, 2016

Since they help us freshen up in the morning and act as our Zen retreat at the end of the day, it’s fair to say bathrooms deserve much of our attention when remodeling is due. Still, most of us are not acquainted with the scope of work we need to handle. A bathroom makeover should be a well-planned and carefully executed endeavor, and that’s where we come in. From functionality to selection of materials, we have compiled a comprehensive guide to follow.

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Topics: home improvement loans, renovation mortgage, AmeriFirst guest blog, housing design

How to Protect Yourself from Mail Theft

Posted by Guest on Tue, Apr 26, 2016

Identity theft is the fastest-growing crime in America, affecting 9.9 million Americans a year and costing $5 billion, the U.S. Postal Inspection Service says. The bulk of identity theft occurs online, but in four percent of cases, mail theft is involved. In fiscal year 2013, USPS Office of the Inspector General special agents and postal inspectors made 2,876 arrests for mail theft. A significant percentage of cases involved theft by postal employees, with the OIG conducting 1,514 internal theft investigations between October 2012 and September 2013. Mail theft is a real and significant problem. Here are some things you need to know in order to keep yourself from becoming a victim.

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Topics: first time home owner, AmeriFirst guest blog

The Difference Between Production Builders and Custom Home Contractors

Posted by Guest on Mon, Apr 25, 2016

What does your dream home look like? Does it have a gourmet kitchen in place? Appliances from the very best names in the industry? An open floor plan to see through to other rooms? The perfect cabinet color you’ll love for years to come? 

How about the master retreat? Do you see it with a fireplace tucked away in the corner? A spa fit for a king (and queen too, of course). Or maybe you’ve always wanted a wine cellar tucked away into a corner of your house; a place where you can store your favorite wines. 

No matter what your dreams include, if you’ve decided that this is the year to put your house into production, you’ll have a lot of aspects to consider. 

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Topics: home improvement loans, AmeriFirst guest blog, housing design

How Smart Homes Can Attract Buyers

Posted by Guest on Fri, Apr 22, 2016

Smart homes are no longer homes of the future — they’re the homes of today. According to a smart home survey conducted by Coldwell Banker and CNET, 28% of U.S. adults and 47% of millennials have smart products in their home. That same survey found that 81% of adults who currently have smart home products would be more likely to buy a home if smart technology was already installed, and 59% of parents with a child at home would be willing to pay more for a home with smart home technology installed.

The more Americans rely on smart technology, the more they’ll expect such features in their homes. Before you list your house on the market, here’s how you can add smart features to impress buyers and improve your chance at a sale.

 

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Topics: homeowner information, Realtors, AmeriFirst guest blog

6 Ideas for an Anything-but-Boring Basement

Posted by Guest on Wed, Apr 20, 2016

Basements are usually considered either empty and boring or dirty and scary. If yours is just as bad, then it is time to make more room in the house, and redecorate. There are plenty of possibilities for a basement makeover, and these are just some of them.

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Image source: Flickr

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Topics: AmeriFirst guest blog, housing design

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Down payment and terms shown are for informational purposes only and are not intended as an advertisement or commitment to lend.  Please contact us for an exact quote and for more information on fees and terms.  Not all borrowers will qualify.
 
AmeriFirst Home Mortgage is a division of AmeriFirst Financial Corporation. 950 Trade Centre Way Suite 400 Kalamazoo, MI 269.324.4240 Equal housing lender
 

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