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Do you want to make energy efficient upgrades to your house to save on your monthly utility bills? You could even get closing costs paid (an average of about $2,000) on the mortgage!

The PowerSaver Grant from FHA can help home buyers and homeowners make eligible energy-efficient upgrades to a house, and qualify for closing costs to get paid by AmeriFirst Home Mortgage. This buyer's guide walks you through the process, so you can decide whether the PowerSave Grant is right for you

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VIDEO: What First Time Home Buyers Need to Know About Appraisals


Appraisal vs. Inspection

inspection vs appraisal first time home buyerWhen buying your first home, you'll run into several things you may not have planned for. One of these is the question of home appraisal vs. home inspection.

First time home buyers may ask "Do I need an appraisal? What's the difference between an appraisal and a home inspection?"


An appraisal is mandatory when it comes to home mortgage loans. It protects you as the buyer when it comes to the value of that house and what the seller is asking. The appraiser will look for obvious issues like big holes in the ceiling.


Inspections are voluntary, but highly recommended. An inspector goes over the house with a fine-tooth comb. An inspector will look for things like roof issues, plumbing, electrical and more.


If any problems are found by either an appraisal or an inspection, there are several options available when it comes to repairs. One of these is the FHA 203k loan.

Check out the full explanation of appraisal vs. home inspection with AmeriFirst Battle Creek mortgage consultant Colleen Maire.

If you can't see the embedded video above, simply check out the AmeriFirst Mortgage Minute channel to view it.

We work closely with inspectors and appraisers here at AmeriFirst Home Mortgage. We can put you in touch with a professional if you're ready to take that next step.

first time home buyer free kit covers appraisals

Let us know what other questions you have as a first time home buyer. If you're asking it, someone else probably wants to know as well. Leave your questions in the comments section below.

(cool photo courtesy DaMongMan on Flickr)


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