Download the PowerSaver Buyer's Guide

Do you want to make energy efficient upgrades to your house to save on your monthly utility bills? You could even get closing costs paid (an average of about $2,000) on the mortgage!

The PowerSaver Grant from FHA can help home buyers and homeowners make eligible energy-efficient upgrades to a house, and qualify for closing costs to get paid by AmeriFirst Home Mortgage. This buyer's guide walks you through the process, so you can decide whether the PowerSave Grant is right for you

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Rent vs Buy - A Housing Market Debate in Pictures [INFOGRAPHIC]


Should you rent or buy? It really all depends on if you like paying for someone else's mortgage and equity. Even in this "down market," equity is still building. Plus, the tax write-offs help keep money in your pocket. We found The New York Times Buy Rent Calculator that helps break it down in numbers. We also created this inforgraphic to show you why a first home mortgage has more benefits than renting an apartment or house.

Click the picture for a larger version.

AmeriFirst infographic rent vs buy

Other Rent vs. Buy factors to consider:

Rent increases every year for most renters. Mortgage payments only change (on a fixed-rate home mortgage loan) if your property taxes change. Your principal and interest stays the same.

Neighbors. Renting an apartment likely means you're dealing with neighbors. They could be noisy, rude, annoying or even dangerous. It's a renters nightmare. Buying a home means having at least a little property between you and your neighbors.

Deposits. Sometimes it's damage you left behind, other times it's a landlord simply keeping your money. But that security deposit you paid may not come back to your account. Sometime the costs of renting start small and add up to a lot of money.

Ready to look into what it takes to get mortgage-ready? Download our free eBook "The Get Mortgage Ready Kit" at the button below.

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All I really need is referrals for persons who are getting credit fixed and want to buy a home through our company. We'll pay referral fees and all credit repair costs. We have homes (100% owned ourselves) that we can do Lease-with-option programs. Can you help with this?
Posted @ Wednesday, August 17, 2011 1:04 PM by Barry Wilmeth
Thanks for reading the article. AmeriFirst Home Mortgage does not sell or buy referrals for credit repair or any other reasons. Also, as a mortgage banker, we finance the home purchase ourselves. Finally, we're not connected in any way to folks in the Hawaiian islands (although we'd love to take a trip there!) We appreciate you stopping by though. Mahalo and aloha!
Posted @ Wednesday, August 17, 2011 1:10 PM by Dan Moyle
Thank you for sharing your great article and I like it very much. Welcome to Canada Goose Parka. 
Posted @ Thursday, September 29, 2011 10:49 PM by Canada Goose Parka
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