Get Your FHA 203k Survival Guide

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FHA 203k Home Improvement Loans

One of the most popular and diverse home improvement loans is the FHA 203k. You can make home improvements to the house you want, or the home you already own. Use the funds for simple upgrades to your home like a kitchen or bath improvement, or to completely reconstruct a home that is presently unlivable. You can even use a 203k Rehabilitation Loan to tear down an existing structure and build a new one using some portion of the existing foundation. You can borrow up to 96.5% of the appraised value - based on the value when the improvements or repairs are completed.

With the FHA 203k you can:

  • Replace a roof
  • Re-side the home
  • Re-paint inside and outside of the house
  • Replace appliances
  • Put in new flooring
  • Build or replace a deck/patio/porch
  • Replace windows
  • Remodel the kitchen
  • Repair or replace the septic system
  • Learn what else you can do in our FHA 203k articles

Watch the AmeriFirst Mortgage Minute TV "FHA 203k Playlist" below:


AmeriFirst Home Mortgage
616 W. Centre Ave. Portage, MI 49024
Phone: 800-466-5626
NMLS ID 110139
A Division of AmeriFirst Financial Corp.
Equal Housing Lender