eBooks

AmeriFirst Home Mortgage has created the following downloadable eBooks to help answer many of the questions related to the home buying process.

• THE ESSENTIAL GUIDE TO BUYING YOUR FIRST HOME: When it comes time to buy your first home, having a resource partner on your side is vital. From understanding FICO scores to knowing what mortgage loan programs are available, the more you know the better off you are during the home buying process. This guide (updated for 2012) helps you understand what it will take to buy your first home, without all the industry jargon.
• THE ULTIMATE GUIDE TO HOME IMPROVEMENT LOANS: Home improvement loans are quite popular in the housing market right now because of fixer-upper homes available to buyers. Home improvement loans (also called renovation mortgages) can help turn an average house into your dream home. This guide explains what a renovation mortgage is, so you can better determine whether the house you want is a good candidate for home improvement loans.
• 203K SURVIVAL GUIDE: Home improvements, upgrades, repairs, renovations and rehabilitation projects – all covered under the FHA 203k loan program. Whether it’s a foreclosure purchase that needs work, or you want to make improvements to the home you’re in, you can take advantage of this government-backed loan. Use this free guide to help find out how to use the 203k loan to your advantage. 
• AMERIFIRST BUYERS GUIDE TO HomePath® FINANCING: HomePath financing is designed to help restore communities by moving foreclosed homes owned by Fannie Mae off the market and back into the hands of citizens. Benefits include low down payment requirements, no mortgage insurance (talk to your mortgage consultant about loan programs with no insurance) and investor options. This free eBook walks the buyer through the HomePath Mortgage program from beginning to end.
• AMERIFIRST HOME MORTGAGE HomePath® RENOVATION BUYERS GUIDE: With today's diverse selection of homes available to you, one option you may come across is a Fannie Mae-owned home in need of some minor repairs or home improvements. Learn more about the HomePath Renovation mortgage from Fannie Mae in this 13-page eBook.
• THE ROAD TO MORTGAGE READY CREDIT: Understanding credit is key to preparing for a mortgage. From identity theft protection to breaking down a credit score to knowing your rights, it’s important for buyers to understand credit and how it fits into the mortgage process. First time home buyers can especially feel like they’re “in-the-dark” when it comes to credit concerns. This free eBook will help put borrowers on the right path.
• GET MORTGAGE READY KIT: Buying that first home is a rite of passage, and one of the biggest commitments you’ll make. It’s a huge financial decision. Do you know what appraisals are and how your interest rate is figured? Which loan is right for you? This free kit for all first time home buyers will walk you through the process in plain English.
• TOP 10 FHA 203k TOPICS: Exploring the world of home renovation loan, home improvements and repairs could take months. We've condensed the 10 most popular topics when it comes to the FHA 203k loan into this free eBook. Learn the difference between the Full 203k and the 203k Streamline. Find out why it's also called the "BUT" Loan. Read about the benefits and pitfalls to this government-backed program.