We discussed why you should own your own home but sometimes that’s more easily said than done. You need cash to use as a down payment and not everyone has the traditional 20% needed for a down payment in their savings account.

Even if you don’t have a bevy of cash to put towards a mortgage down payment (or a treasure chest full of gold coins in your basement), you can still obtain a loan that works for you. At AmeriFirst we customize loan solutions to fit your needs and our programs aren’t one size fits all.

That being said, we still continue to adhere to strict lending standards. We won’t put you in a loan unless we are completely confident that it meets your financial needs (and is something that you can afford). Even during the mortgage hype when lenders were extending loans to families who clearly couldn’t afford the home, AmeriFirst is proud to be the lender that has never fallen victim to that type of greed and always has our customers’ interests front and center.

Home ownership is only a phone call away! When you call one of our mortgage professionals we will scrutinize your current financial data and your goals to arrive at the perfect loan scenario. If the time isn’t right for you to own a home, we will create a customized plan that will put you on the path to future home ownership.

Contact your home loan partner at 800-466-5626 or click here to send us an e-mail request.