When people see “the mortgage process” or “completing an application” it makes some people consider whether they’d rather “go through the process” or spend the day shoving paperclips under their fingernails.

Truthfully, filling out an application and locating information you’ve probably forgotten about is no day at the beach. However, we can offer a few tips to make the process less painful (and save your paperclips for organizing your papers).

Once you’ve finished an application, gather a few handy documents and bring them along with you for your appointment with one of our loan officers. You’ll need:

• Social security numbers for both you and your co-borrower
• Copies of your checking and savings statements from the last six months
• Documentation of any bonds or stock holdings
• Recent paycheck stub
• A list of credit cards, along with outstanding balances
• A list of account numbers and outstanding balances (such as an auto loan)
• Copy of the last two years’ income tax statements
• The name and address of someone who can verify your employment (possibly your employer).

Once you’ve got all this “ronded up”, hustle down to AmeriFirst with your competed loan application and the above mentioned documentation and we’ll get you on your way to home ownership in a jiffy! Or, you can use our handy online mortgage application to get the process started online. You’ll still need to have all this information, but by going online you get the ball rolling that much faster.

Don’t have an appointment yet? Let’s fix that! Call us today at 800-466-5626 or contact AmeriFirst online and we'll get right back with you.