Amerifirst Site Manager

At this point you are thinking, “O.K. wise guy, you’ve told me what I need but where am I going to find all of this stuff? I don’t save every piece of paper under the sun and just thinking about how and where I need to get every piece of documentation makes my head feel like it’s going explode.”

Calm down and breathe. We wouldn’t leave you high and dry with a list of marching orders. We’re going to TELL you where you need to go to obtain your information so stop wringing your hands and read:

• Social security numbers for both you and your co-borrower—include this number on your application. For more information about how to obtain a new card: Visit SSA Online
• Copies of your checking and savings statements from the last six months—contact AmeriFirst at 800-466-5626 for account statements or contact your financial institution directly for copies
• Documentation of any bonds or stock holdings—your investment or securities officer will furnish these if you ask
• Recent paycheck stub—obtain from your employer
• A list of credit cards, along with outstanding balances—if you are unsure about the number of cards you have (you may have forgotten about a card and never canceled it), obtain a list from the Federal Trade Commission at Helpful Information from the FTC
• A list of account numbers and outstanding balances (such as an auto loan)—your monthly statement is ample proof
• Copy of the last two years’ income tax statements—don’t have copies of your return? Contact the IRS (Visit the IRS Website) to request a copy. Note, the IRS charges a nominal fee, plus it can take up to 60 days for your copy to arrive
• The name and address of someone who can verify your employment (possibly your employer).

Still not sure? No worries, we are here to help with any aspect of the loan process! Contact one of the professional, friendly officers at AmeriFirst and we’ll walk you through the process. Contact us at 800-466-5626 or, if you are more of an online request kind of person, click here and visit our contact us page today.

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