Helpful Checklist - Purchasing a New Home

In order to obtain your mortgage approval as quickly as possible, please submit the following with your loan application: 

• Purchase agreement, legal description, seller's disclosure and lead-based paint disclosure
• Paycheck stubs for the most recent 30-day period or a signed 30-day printout from your employer(s)
• Current Proof of Income Letter from Social Security if applicable (If you do not have a recent letter, you can request one online by visiting Social Security Online Services or by contacting your local Social Security Office)
• W-2's and 1099's from all employers for past 2 years (including unemployment compensation if applicable)
• If you are: self-employed, commissioned, a driver, in sales or have rental property - provide complete tax returns for the past 2 years and a year-to-date profit loss statement
• Name, address and telephone numbers for all landlords from the past 2 years or copies of the front back of your cancelled checks for past 2 years
• Copy of valid driver's licenses or state ID cards for all borrowers
• Divorce/Child Support papers and 1-year Friend of the Court payment history
• Account numbers, balances and payment amounts for all open debt
• Copy of 2 months bank statements or a 90-day printout stamped and signed by the bank(s)
• Copy of the most recent statement(s) for any asset accounts (401k, IRA, life insurance, etc.)
• VA Mortgages require your DD214 and Certificate of Eligibility
• Bankruptcy paperwork (all schedules and addendums) and Discharge Notice
• Application fee as specified by your Mortgage Consultant

Ready to Get Started?

Now that you know what's involved and you're ready to get started, you can begin the mortgage application process online and either complete the entire process online or simply fill out a quick form online and one of our mortgage experts will schedule time to walk through the process with you personally.