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Amerifirst blog

 Explore our blog for insights on buying, financing, remodeling, and taking care of your home.

5 Spring Lawn Care Tips for your First Home

It's your first home, and your first spring after a long winter. Are you ready to put in the effort it takes to have a lush, green lawn? One that you can walk around in with your bare feet, throw a ball to the dog, or sit back and relax with friends? These 5 tips for spring lawn care will help get you on the right track and make your home the envy of the neighborhood.

What's the HomeStyle Renovation Loan?

Have you found a neighborhood where you'd like to live but the only house for sale is a fixer-upper? Unsure what to do? You could: 

Five Tips for First-Time Homebuyers

You’re buying your first house! No more fighting over parking spaces, unexpected rent increases or putting up with noisy neighbors. If you’re planning to make a move this year, here are five tips that can set you on a path that leads to your very own front door.  

Conventional Mortgage vs FHA Loan

  Buying a house can leave you feeling overwhelmed and under-informed.  Not only are you spending every waking hour searching for your perfect home,  you also have to think about how you're going to pay for it.  And when choosing a mortgage, it's important to find one that works with your budget now, and also 15- to 30-years down the road as well. Because the world of home financing can be a confusing one, let's take a look at two of the most popular loans in the housing market: Conventional and FHA.

Don’t Overlook a Crucial Step When Buying a Condo with FHA or VA Loan

If you’re a person on the go and hate mowing grass and raking leaves, maintenance-free condo living might be for you. And if you’re buying a condo with an FHA or VA loan program because of their attractive low-down payment and flexible credit qualifications, you need to be aware that the condo you are considering must be in an approved development.  

HomeStyle Renovation or FHA 203(k) - which home loan is right for you?

Buying a home that needs some love can be overwhelming. It can also be a smart investment. If you're thinking about buying a fixer-upper, you already know that it's going to take a little elbow grease to make it livable. You probably also know that these types of homes can often be snatched up at bargain prices and in neighborhoods where you want to live. And once it's yours, you can paint, remodel and refresh the property to make it your own. Gourmet kitchen, movie room, home office, party deck  - the possibilities are endless. 

Five Reasons You Should Stop Renting and Buy Your Own Home

Is it time for you to get out of the rent race and buy a home of your own? There are plenty of advantages to homeownership. And while buying isn’t right for every person or for every life stage or circumstance, there are several perks of homeownership that tend to stay stable over time. These include building long-term equity, the comfort and pride that can be associated with owning your own home and, of course, lower overall monthly cost.

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