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Amerifirst blog

 Explore our blog for insights on buying, financing, remodeling, and taking care of your home.

Five Reasons You Should Stop Renting and Buy Your Own Home

Is it time for you to get out of the rent race and buy a home of your own? There are plenty of advantages to homeownership. And while buying isn’t right for every person or for every life stage or circumstance, there are several perks of homeownership that tend to stay stable over time. These include building long-term equity, the comfort and pride that can be associated with owning your own home and, of course, lower overall monthly cost.

Don’t Overlook a Crucial Step When Buying a Condo with FHA or VA Loan

If you’re a person on the go and hate mowing grass and raking leaves, maintenance-free condo living might be for you. And if you’re buying a condo with an FHA or VA loan program because of their attractive low-down payment and flexible credit qualifications, you need to be aware that the condo you are considering must be in an approved development.

What Does it Take to Maintain a Home Each Year?

Being a homeowner has perks. You have privacy. You have freedom to do what you want with decor and style. As a homeowner you can decide to have a party that goes until 5am (if you're not too loud for your neighbors). It's great. But owning your home also means you have to take care of your home.

How To Buy A Home In Eight Steps

Six Tips on Choosing the Right Neighborhood for Your New Home

If you’re in the market for a new home, you’ll also be looking at the neighborhood. In fact, the character and amenities of the neighborhood may be as important to the property value as the house itself. Whether you’re looking for a neighborhood with large houses and expansive lawns, or a modern condo in a thriving downtown area, there are characteristics that make up a great living area. Wondering what to look for? We suggest the following:

Buying Your First House? How to Choose a Realtor that's Right for You.

If you're buying your very first house, you're most likely searching for your dream home on one or several apps or taking virtual tours via online listings. While online house searching can maximize your ability to compare and contrast homes by the features that are important to you, do they, or can they, replace the services of a professional Realtor? We've put together some FAQs about the services of local Realtors®. Read on!

Home Values Increasing for Second Straight Year

Looking to buy a home in 2018? If so, you’ll be able to apply for a larger conventional mortgage with the recent announcement that we’re increasing our single-family loan limits to $453,100 in 2018. Home values are rising across the nation. According to the Federal Housing Finance Agency (FHFA), an independent regulator of the secondary mortgage market including Fannie Mae and Freddie Mac, housing prices have risen 6.8 percent over a year’s time.

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