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The AmeriFirst Home Buyer Learning Center

Adding a Wood Deck to Expand Outdoor Entertainment Space

Posted by Guest on Mon, Jun 12, 2017

Do you live in a  small or medium sized home and find that you need to increase your entertainment and living space? One of the best capital investments you can make is to renovate by expanding on an outdoor deck. Today, building materials and kits makes it possible for the average homeowner to DIY (do-it-yourself) and save thousands, while choosing a custom layout that works for their lifestyle and family needs.

It’s important to know that building a deck isn’t a project that can be completed over the weekend. You will also have to invest in quality materials to ensure that the deck remains safe and visually appealing, years after installation.  Read on for a step-by-step plan for designing, planning and installing a deck, and to determine the resale value it can add to your home! 

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Topics: first time home buyer, DIY home improvements

What to Ask During a Home Inspection

Posted by Guest on Tue, May 30, 2017

This is an article submitted by a guest author. Not all views expressed are those of AmeriFirst Home Mortgage or its employees. 

A home inspection is an invaluable tool for a home buyer trying to decide whether or not a specific property is a good investment. Being present for the process can make the inspection even more worthwhile. Asking questions of the inspector and getting his or her opinions about the problems with the house can help the home buyer decide whether or not to move forward with the real estate transaction.

 

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Topics: first time home buyer, AmeriFirst guest blog, DIY home improvements

How Does Adding a Pool or Spa Impact Your Home Value

Posted by Guest on Wed, May 24, 2017

This is an article submitted by a guest author. Not all views expressed are those of AmeriFirst Home Mortgage or its employees. 

Just about everybody fantasizes about owning a pool or spa when the temperatures rise. But how does the fantasy of owning a pool or spa stack up to the reality? The answer is, “It depends.” Here are some things to consider if you’re thinking about adding a backyard pool to your property.

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Topics: AmeriFirst guest blog, seasonal, housing design

The American Dream: Not All Homes are Dreamy. Meet the FHA 203k!

Posted by Dan Moyle on Mon, May 22, 2017

Searching for the perfect home has become quite the chore in the last couple of years. The headlines say it all - housing stock is down. This means you as a buyer have fewer homes to choose from on the market. What's a buyer to do? 

This can be especially frustrating for a first time home buyer, as most first timers don't have the means to get into a bidding war. 

There's an option out there for financing your dream home - even if it looks like a nightmare. The FHA 203k renovation mortgage puts the low down payment option of the FHA loan to work with the power of after-improved value once the remodeling is finished. 

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Topics: first time home buyer, FHA 203k, renovation mortgage

House Always a Mess? 4 Hacks to Help You Get Things Picked Up

Posted by Guest on Fri, May 19, 2017

This is an article submitted by a guest author. Not all views expressed are those of AmeriFirst Home Mortgage or its employees. 

A messy home can generate stress. The stress may evolve from frantic searches that occur too often because keys, remotes and a myriad of other items get lost in the mess. Stress may occur when guests arrive and your home doesn’t have the neat appearance you’d like for it to. You may feel a sense of frustration when you try to find time in your busy schedule to clean house. Your frustration may accelerate when you realize how quickly your clean house gets messy again.

Organization is an excellent way to avoid living in a messy home. Here are some things that you can do to help pick things up:

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Topics: AmeriFirst guest blog, home maintenance

Termites & Real Estate: Life After Infestation

Posted by Guest on Mon, May 15, 2017

This is an article submitted by a guest author. Not all views expressed are those of AmeriFirst Home Mortgage or its employees. 

You’re selling your home, arranging inspections and final preparations, when you see the things that make you sweat in horror: wings scattered on the ground, tiny holes near your home’s foundation or mud tubes crawling up the wall of your crawl space or basement.  

Shoot, you think, I have termites. 

If you see these signs you might have a problem, but don’t worry - it isn’t the end of the world! We’ll explain.

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Topics: homeowner information, AmeriFirst guest blog

Green at Home: How to Do Your Spring Cleaning in an Eco-Friendly Way

Posted by Guest on Fri, May 12, 2017

This is an article submitted by a guest author. Not all views expressed are those of AmeriFirst Home Mortgage or its employees. 

Now that spring has finally arrived, you and your family might be thinking about deep cleaning your home. Spring cleaning is a great way to get rid of clutter and prepare your property for the warmest months of the year, but these projects are not always eco-friendly. With a little research and some extra planning, you can make sure that your spring cleaning isn’t going to be bad for the environment.

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Topics: homeowner information, AmeriFirst guest blog, seasonal, home maintenance

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Down payment and terms shown are for informational purposes only and are not intended as an advertisement or commitment to lend.  Please contact us for an exact quote and for more information on fees and terms.  Not all borrowers will qualify.
 
AmeriFirst Home Mortgage is a division of AmeriFirst Financial Corporation. 950 Trade Centre Way Suite 400 Kalamazoo, MI 269.324.4240 Equal housing lender
 

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Download your Yearly Home Maintenance Checklist!

Taking care of a home takes work and organization. While we can't do the work for you, hopefully this checklist helps you stay organized. Download your printable version below!

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Download the Home Maintenance Checklist