Explore our blog for insights on buying, financing, remodeling, and taking care of your home.
If your mailbox could talk, what would it say? “Hey Susan, here’s more coupons for your favorite Moose Tracks ice cream you can't get enough of, an overdue bill for your monthly $50 gym membership, and two new pre-approved loan offers from financial institutions you never requested.”
If living with mom and dad is starting to lose its appeal and you’re having trouble knowing if it’s day or night from your basement bedroom, you may be thinking about buying your own place. Scraping together the funds needed for a down payment, closing costs and other new homeowner costs, however, can be daunting. Fortunately, there’s a loan program available that is especially appealing to first-time homebuyers that lets you buy a home immediately with absolutely no money down.
Is it time for you to get out of the rent race and buy a home of your own? There are plenty of advantages to homeownership. And while buying isn’t right for every person or for every life stage or circumstance, there are several perks of homeownership that tend to stay stable over time. These include building long-term equity, the comfort and pride that can be associated with owning your own home and, of course, lower overall monthly cost.
If you’re a person on the go and hate mowing grass and raking leaves, maintenance-free condo living might be for you. And if you’re buying a condo with an FHA or VA loan program because of their attractive low-down payment and flexible credit qualifications, you need to be aware that the condo you are considering must be in an approved development.
Life is busy. Kids, work, meals, appointments - the list goes on. And no matter where you live, you also have to spend time keeping your home safe and running smoothly. We've put together a Yearly Homeowner's Checklist, with tasks for each month, to help remind you of common home maintenance chores to make your life just a little bit easier.
If you’re in the market for a new home, you’ll also be looking at the neighborhood. In fact, the character and amenities of the neighborhood may be as important to the property value as the house itself. Whether you’re looking for a neighborhood with large houses and expansive lawns, or a modern condo in a thriving downtown area, there are characteristics that make up a great living area. Wondering what to look for? We suggest the following: