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Amerifirst blog

 Explore our blog for insights on buying, financing, remodeling, and taking care of your home.

Crystal J Smith

Crystal J Smith

Recent Posts:

5 Tips to Not Go Broke Before You're 30

Controlling your finances is a topic that many people think about but few talk about. There seems to be a stigma when it comes to talking about finances, no one wants someone else to know where they stand in their financial life. But having control of your finances is a significant part of leading a happy, healthy life. Having a healthy financial portfolio can help to open doors to all sorts of things in life, such as purchasing a new house, a new car, going on that vacation you have always dreamed of, etc.

Tips and Tricks for Making Your First House a Home

Owning a home is a great source of pride for many Americans. Nothing quite beats the feeling of walking through the front door of your first home for the very first time. Through design and style, your home becomes an extension of you and your personality. However, if you have never owned a home before it can be overwhelming to tackle the project of making your house your home. Here are a few tips on how you can easily make your first home reflect your personality.

Tips to Build or Improve Credit to Qualify for Your First Time Mortgage

Building or maintaining an acceptable credit score can be hard work. For those of us who don't deal with credit scores on a daily basis it can seem like a daunting task to improve our credit scores in order to qualify for a mortgage. 

How Much Will It Cost To Refinance My Mortgage?

You can find many reasons to refinance a mortgage. From cashing out equity to lowering your interest rate, refinancing might make sense for many reasons.  When you're ready to consider refinancing, your first question might be "How much is this going to cost me?" That's a good question. In this latest video we take a look at some of the costs possibly involved in a mortgage refinance.

6 Reasons Why You Might Refinance Your Mortgage with AmeriFirst Home Mortgage

As a homeowner, you may have given a passing thought to refinancing, or maybe it hasn’t even crossed your radar. But, you may be curious to know – it just might be the right time to think about refinancing. Hi, I’m Crystal Smith with AmeriFirst Home Mortgage. Here we will go over 6 reasons why you might consider refinancing your home mortgage loan.

Sifting Through The World Of Credit Repair | Crystal's Credit Corner Ep 9

From junk email to pop-up ads to unsolicited phone calls ... the world of credit repair sure seems to be a shady place. Some of its reputation is earned. Many advertised credit repair services have taken advantage of consumers. Not all of these businesses are bad, but the industry is definitely tarnished. The problem is that some hopeful home buyers need some help with their credit scores. So... how do you find out the right answers to get your credit mortgage-ready? Watch our short video below for a few tips. 

It's Not Too Late To Rebuild Your Credit! | Crystal's Credit Corner Ep 8

Credit repair is a common term in today's world. Unfortunately, it has a bad reputation. Many advertised credit repair services have turned out to be bad business for consumers. Also, credit repair isn't really what goes on when a licensed mortgage consultant helps you get your credit ready for a home loan. It's really rebuilding credit. You have to work on your credit score, rebuilding it when you have blemishes on your credit report. So ... how do you rebuild your credit and get it ready for a mortgage? We have a few tips in this episode of Crystal's Credit Corner. 

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