<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=175408000071871&amp;ev=PageView&amp;noscript=1">

Amerifirst blog

 Explore our blog for insights on buying, financing, remodeling, and taking care of your home.

Back to all posts

What Do I Need to Bring to My Mortgage Loan Application


three people reviewing paperworkPaycheck stubs. W-2's. Bank statements. Piles of paperwork. Investment statements. Your first born child.

 

Okay, so maybe that's a little far. But the question of "what do I need to bring to my loan application?" leads to thoughts of a lender digging so far into your personal life, they know more about you than your own mother.

 

While a mortgage bank will need to know a lot about your financial situation, it doesn't need to know everything about your personal life.

 

Get your Mortgage Ready Guide here and be prepared!

 

First, when you get pre-approved for a mortgage we go through a lot of paperwork involved in the actual mortgage loan application. This includes your credit report and employment information. So the more you have at pre-approval, the easier the actual mortgage application process goes.

 

Let's look at the materials first time home buyers need to have ready for that first mortgage application.

  • ~W-2's for the last 2 years
  • ~If you're self-employed bring in full tax returns for 2 years
  • ~Pay stubs for 1 month
  • ~We will pull your credit report for you
  • ~Bank statements for 2 months
  • ~Drivers license
  • ~Child support information (whether you pay out)
  • ~Other income information
  • ~Purchase agreement if you have one

Again, the more information we collect for the pre-approval process (which is where you get to know how much house you can afford) the easier the actual application process is. You can always call or email AmeriFirst with other questions. Or download the free kit for first time home buyers below. It's a completely free PDF for you to have and keep.

Get Mortgage Ready

Any other questions you can think of? Ask us in the comments below. We'll answer it, and maybe turn it into another article. After all, if you're wondering about it, someone else probably is also.

 

Related Posts

5 Spring Lawn Care Tips for your First Home

It's your first home, and your first spring after a long winter. Are you ready to put in the effort it takes to have a lush, green lawn? One that you can walk around in with your bare feet, throw a ball to the dog, or sit back and relax with friends? These 5 tips for spring lawn care will help get you on the right track and make your home the envy of the neighborhood.

What's the HomeStyle Renovation Loan?

Have you found a neighborhood where you'd like to live but the only house for sale is a fixer-upper? Unsure what to do? You could: 

Five Tips for First-Time Homebuyers

You’re buying your first house! No more fighting over parking spaces, unexpected rent increases or putting up with noisy neighbors. If you’re planning to make a move this year, here are five tips that can set you on a path that leads to your very own front door.  

icon_footer_phone-01

Call us

800.466.5626

icon_footer_laptop-01

Get started

Apply online today