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Amerifirst blog

 Explore our blog for insights on buying, financing, remodeling, and taking care of your home.

How Can I Pay My Mortgage with AmeriFirst Home Mortgage?

Updated 10/01/16 to include our new Customer Care hours and phone number! Home buyers with a mortgage loan through AmeriFirst Home Mortgage enjoy several benefits. One of them is local service. AmeriFirst retains servicing of most of its loans. We do not sell servicing to big banks. This means when you close with AmeriFirst Home Mortgage, you pay your mortgage to AmeriFirst. You can call us with questions and talk to the AmeriFirst Customer Care department. They're local, too. No call centers here.

Sold a Home in Michigan? You May be Entitled to a Transfer Tax Refund

Refunds are nice, aren't they? A refund from your government is even nicer, it seems. We're sharing this information so you can see if you might be due a refund from the State of Michigan. 

Wells Fargo Lowers FICO Scores for FHA Loans: What Does it Mean?

There’s talk in the news and throughout the housing market industry that lending giant Wells Fargo is lowering credit scores it requires for prospective home buyers financing with FHA loans. While this may seem – on the surface at least - like great news for Americans looking to buy a home … we approach this move with cautious optimism.

New Michigan Legislation to Help Disabled Veterans with a VA Loan

Buying a home can be a long process. It can be especially taxing on someone with a disability, like a disabled military veteran. Military veterans sacrifice so much when they serve our country. When a veteran ends up with a disability from their service,

Can I Start a New Job Before Closing on My Mortgage Loan?

One of the "don'ts" when buying a home and securing your financing is a job change. Losing your job is tough and can impact your chances of mortgage approval drastically. Lenders want to know that you can pay your bills. No job, no income, no mortgage loan. However, a job change can also give lenders a reason to reconsider.

Analysis: Home Improvement Lending Will Boom with Remodeling

A recent National Mortgage News article says the housing market is poised for a remodeling boom. The article says we're about to see a whole lot of home improvement projects happening over the next year. In fact, it cites a report that predicts an accelerated increase as the year goes on.

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