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The AmeriFirst Home Buyer Learning Center

BREAKING NEWS: HUD Suspends Recent FHA Mortgage Insurance Premium Cut

Posted by Dan Moyle on Fri, Jan 20, 2017

Just moments after the Presidential change occurred today in Washington, D.C., the Department of Housing and Urban Development (HUD) suspended the recent action taken by the Obama administration to reduce FHA mortgage insurance premiums. The planned cut is no longer.

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Topics: housing market trends, FHA Loans

With the 203k Loan Home Buyers Can Overbid on a HUD Owned Home

Posted by Dan Moyle on Thu, Apr 24, 2014


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Topics: foreclosure, FHA 203k, video, FHA Loans

USDA Rural Development Loan vs FHA Loan

Posted by Dan Moyle on Mon, Sep 23, 2013

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Topics: USDA Rural Development, mortgage loan options, FHA Loans

Housing Market News: FHA Premium Increases to Stop

Posted by Dan Moyle on Wed, May 1, 2013

Good news for the housing market and home buyers has recently come to light. FHA, the insurer of mortgages across the country, won't increase premiums anymore. Basically, the housing market crash of 2009 dried up the FHA reserves and it needed to fill them back up. It's kind of like a homeowners insurance company after a natural disaster like a hurricane or tornado. The companies pay out on claims, then raise rates to recover the funds. The same thing happened with FHA, and it has raised mortgage insurance premiums over the last 2 years.

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Topics: housing market trends, AmeriFirst Newsroom, FHA Loans

The Rise or Fall of FHA in Today's Housing Market

Posted by Dan Moyle on Wed, Mar 13, 2013

There's a lot of housing market news in the media today that centers on Fannie Mae and Freddie Mac, and the government's response to the housing crisis of the mid-2000's. In fact, AmeriFirst has already answered the question "Are Freddie Mac and Fannie Mae profitable?" In essence, yes they are. 

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Topics: housing market trends, Presidents Platform, video, FHA Loans

FHA 203k: Turning Houses into Homes Since the 1970s

Posted by Dan Moyle on Tue, Jan 22, 2013

What makes a house a home? Sure, home is where the heart is and home where you hang your hat. But what else? Your taste, your style and your ideas make a house a home. Your style may not make my house feel like my home, but when I hang up my art and framed album covers, the house becomes my home. As a home buyer, you can find a great house that has potential, but it doesn't feel like home until you've decorated and remodeled it to your needs and wants. 

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Topics: home improvement loans, FHA 203k, FHA Loans

5 Reasons FHA Loans Work Well for First Time Home Buyers

Posted by Dan Moyle on Wed, Oct 3, 2012

FHA loans have many benefits for all home buyers. But they really seem to work well for first time home buyers in particular. A lot of first home buying stories center around the FHA process. While the FHA loan isn't tailored specifically for the first time buyer, it does seem to work out that way often. So, why is that?

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Topics: first time home buyer, mortgage loan options, FHA Loans

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Taking care of a home takes work and organization. While we can't do the work for you, hopefully this checklist helps you stay organized. Download your printable version below!


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