This is an article submitted by a guest author. Not all views expressed are those of Amerifirst Home Mortgage or its employees. 

You scored your first home mortgage. No more renting! Now what? It's time to celebrate!

Class is in session! It's time answer your mortgage questions. Questions about home loans can come from all kinds of home buyers. Whether it's your first home, or you're looking to upgrade as your family grows, the housing market can be daunting to even the most seasoned buyer. The housing bubble burst of 2007-2009 still has many folks a little gun shy. One mortgage question we hear from folks is "Where can my down payment come from?" 

According to an April 2013 Marriage and Homebuying Study conducted by Coldwell Banker Real Estate, one in four couples aged between 18 and 34 years bought their first home together before they got married.   People want to take advantage of low mortgage rates while they last. Also, couples want to be able to deduct mortgage interest from income tax and start building equity early. High rent has also made couples prioritize buying their first home.

Does it matter if your home has an attached garage? What if you're looking for your first home and you're not sure what kind of investment you should put into it? 

You should not go broke buying a home. In fact, the best home loan should not put you in the poor house. The best home loan should also help you afford more than a shack.