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Amerifirst blog

 Explore our blog for insights on buying, financing, remodeling, and taking care of your home.

Mortgage Questions: Where Can My Down Payment Come From?

Class is in session! It's time answer your mortgage questions. Questions about home loans can come from all kinds of home buyers. Whether it's your first home, or you're looking to upgrade as your family grows, the housing market can be daunting to even the most seasoned buyer. The housing bubble burst of 2007-2009 still has many folks a little gun shy. One mortgage question we hear from folks is "Where can my down payment come from?" 

Remarkable Advice for Couples Buying Their First Home

According to an April 2013 Marriage and Homebuying Study conducted by Coldwell Banker Real Estate, one in four couples aged between 18 and 34 years bought their first home together before they got married.   People want to take advantage of low mortgage rates while they last. Also, couples want to be able to deduct mortgage interest from income tax and start building equity early. High rent has also made couples prioritize buying their first home.

Does an Attached Garage Add more Value to a Home? 60 Second Mortgage Tip

Does it matter if your home has an attached garage? What if you're looking for your first home and you're not sure what kind of investment you should put into it? 

The Best Home Loan Should Not Put You in the Poor House

You should not go broke buying a home. In fact, the best home loan should not put you in the poor house. The best home loan should also help you afford more than a shack.  

Do First Time Home Buyer Loans with Zero Down Exist?

Can first time home buyers find mortgages without down payments? The answer is YES! There are loans available for first time home buyer loans with zero down. You may be able to get a mortgage for the price you are paying now in rent. The two types of loans that fit this description are USDA rural development loans and VA loans.

5 Tips and Tricks to Become a First Time Home Buyer in 2015

What exactly does it take to buy a house? Whether it's your first home or you're making a change, the housing market and the process has changed a bit in the last few years. Buying a home in 2015 looks a little different than it did in 2005, just 10 years ago.  What if you're buying your first home in 2015? Is it even more different than it was for first time home buyers 10 years ago? the answer is yes, you'll find a few things different. You'll also find some things have never changed. 

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