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Amerifirst blog

 Explore our blog for insights on buying, financing, remodeling, and taking care of your home.

5 Ways to Fund Closing Costs

  • Fri, Dec 28, 2018
  • 9 min read

You're almost there! You’ve set a budget for your monthly mortgage payment and saved up a down payment—but there’s one more thing you need to consider: the closing costs for your home.

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12 Home Furnishings for a First Time Home Buyer

  • Fri, Dec 28, 2018
  • 5 min read

Before you get your first home mortgage, make sure you have at least some of the furnishings. Apartment living so often means having borrowed furniture or garage sale specials.   Your first house may have the same feel, but at least it will be yours!

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No Down Payment to Buy a House?

  • Fri, Dec 28, 2018
  • 2 min read

Winterize Your First Home: Drafty Doors and Windy Windows

  • Fri, Dec 28, 2018
  • 3 min read

There's no escaping the inevitable: winter is approaching. The wind is blowing and soon those gusts will carry snow drifts and walls of flurries our way. At least that's what happens in our northern states like Michigan, Minnesota, Wisconsin and Indiana. So before that snow flies and it's too cold to climb on your roof and the draft is pushing through your windows like they're just screens...it's about time to have a plan to winterize your first home.

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Mortgage Questions: How Can I Reduce My Escrow Payment?

  • Thu, Dec 27, 2018
  • 2 min read

We get a lot of mortgage questions. Some of the questions come from buyers before they actually get a house and a mortgage. Other questions come from homeowners who already have a loan and need something answered to make the home ownership situation more clear. Both situations prove helpful to prospective home buyers, and we wanted to address one question that may help you decide whether you can afford to buy a house. It also will help current homeowners in a similar situation.

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First Time Home Buyers and Credit: 6 Mistakes to Avoid

  • Thu, Dec 27, 2018
  • 4 min read

  Wondering what you need to do if you're planning on buying your first home? It's simple. Have the best credit score possible. With a good credit score, you'll almost always qualify for the best interest rates and terms on your home loan.   And the less money you pay in interest, the faster you'll pay off the mortgage. 

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