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Amerifirst blog

 Explore our blog for insights on buying, financing, remodeling, and taking care of your home.

5 Way to Fund Closing Costs

Closing costs can include things like a mortgage loan down payment, appraisal fees, an origination fee and/or processing fees. These are the funds you as the home buyer will need at the closing table. Cash-to-close fees may also be paid at the time of closing, and would include things like homeowners insurance and property taxes, also called your escrow account.

12 Home Furnishings for a First Time Home Buyer

Before you get your first home mortgage, make sure you have at least some of the furnishings. Apartment living so often means having borrowed furniture or garage sale specials.   Your first house may have the same feel, but at least it will be yours!

Winterize Your First Home: Drafty Doors and Windy Windows

There's no escaping the inevitable: winter is approaching. The wind is blowing and soon those gusts will carry snow drifts and walls of flurries our way. At least that's what happens in our northern states like Michigan, Minnesota, Wisconsin and Indiana. So before that snow flies and it's too cold to climb on your roof and the draft is pushing through your windows like they're just screens...it's about time to have a plan to winterize your first home.

Mortgage Questions: How Can I Reduce My Escrow Payment?

We get a lot of mortgage questions. Some of the questions come from buyers before they actually get a house and a mortgage. Other questions come from homeowners who already have a loan and need something answered to make the home ownership situation more clear. Both situations prove helpful to prospective home buyers, and we wanted to address one question that may help you decide whether you can afford to buy a house. It also will help current homeowners in a similar situation.

6 Options for First Time Home Buyer Loans

First time home buyers have quite a few options when it comes to financing that first house. From no-down payment loans to fixer-upper projects, the needs of a first time buyer vary widely across the board. Depending on your needs and wants, you might have several options from which you can choose. Take a look at  options for first time home buyer loans and see what might work best for you.

First Time Home Buyers and Credit: 6 Mistakes to Avoid

  Wondering what you need to do if you're planning on buying your first home? It's simple. Have the best credit score possible. With a good credit score, you'll almost always qualify for the best interest rates and terms on your home loan.   And the less money you pay in interest, the faster you'll pay off the mortgage. 

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