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Amerifirst blog

Explore our blog for insights on buying, financing, remodeling, and taking care of your home.

Wells Fargo Lowers FICO Scores for FHA Loans: What Does it Mean?

  • Fri, Dec 28, 2018
  • 6 min read

There’s talk in the news and throughout the housing market industry that lending giant Wells Fargo is lowering credit scores it requires for prospective home buyers financing with FHA loans. While this may seem – on the surface at least - like great news for Americans looking to buy a home … we approach this move with cautious optimism.

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What Has Changed with the FHA 203k Renovation Loan?

  • Wed, Dec 26, 2018
  • 4 min read

One thing in life is constant: change. Whether it's the newest Facebook update that has all of your friends melting down, or it's a change from the government regulators (think TRID, a.k.a. "Know Before You owe Rule"), change is inevitable. You don't have to fear change, you can actually accept it with gusto. So with that in mind, let's dive into the recent changes HUD made to the FHA 203k. This will affect home buyers and real estate agents alike, so listen up.

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