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The AmeriFirst Home Buyer Learning Center

[UPDATED] Take 5 Steps Now to Become a First Time Home Buyer 2013

Posted by Dan Moyle on Thu, Nov 5, 2015

UPDATE: While somethings have changed, much of this information is still relevant to buying your first home in 2015. Check out our more recent blog post about tips and tricks for buying in 2015. 

Preparing now for your home buying adventure next year will help make the process easier, and will help you buy that house earlier in the year. If you get started with small steps now, you can become a 2013 first time home buyer with no real headaches. The Boy Scouts of America use this for part of their motto, but it works in the home buying world too: Be Prepared.

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Topics: first time home owner, first time home buyer, video, mortgage pre-approval

Want to be a First Time Home Buyer? Get Started Now!

Posted by Dan Moyle on Tue, Sep 22, 2015

Want to be a First Time Home Buyer This Year? Get Started Now

(The original title to this article referenced 2014. However, we've found that it's still quite popular ... so we've updated it!)

New information for this year (and beyond)*

UPDATE: In addition to the great information included in this post, read our updated list of tips and tricks for becoming a first time home owner in 2015!

Education is a major part of the home buying experience. The more education first time home buyers dive into, the smoother the process typically goes. You intuitively know this. You're already thinking about next year, and wondering what it will take to buy a home in 2014.

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Topics: first time home buyer, mortgage loan options, mortgage pre-approval

5 Mortgage Pre-Approval Tips for Buying Your First Home

Posted by Dan Moyle on Wed, Jun 10, 2015

Buying a house takes time (no kidding) and some financial work (thanks Captain Obvious). The housing market as it stands now is definitely different than it was 10 years ago. 

Back in 2005 borrowers could get financed for almost any house they wanted, at just about any price, practically without any effort. Today, it's a different story. 

When you're looking to buy your first home today, you need to make sure you're pre-approved. In fact, many real estate agents won't even show you any houses until you're pre-approved. 

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Topics: first time home buyer, mortgage pre-approval

Mortgage Pre-Approval: A Key to Home Buying Success

Posted by Dan Moyle on Tue, May 12, 2015

Did you know that mortgage pre-approval is a major indicator of whether your home buying journey will be rocky or smooth? Pre-approval is important in today's housing market because of a few reasons. For one, it's a seller's market in many places. Housing stock is low and demand is high, which can lead to multiple offers on a home. If you want a seller to take your offer seriously, a pre-approval letter from a lender that shows you have the financing will often give your offer more weight.

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Topics: first time home buyer, mortgage pre-approval

7 Pieces of Information to Gather When Applying for Your First Home Mortgage

Posted by Dan Moyle on Wed, May 6, 2015

What exactly does a lender require of a home buyer when getting ready to start the mortgage process? Is it different for the first time home buyer? Let's take a look at what kind of information you'll need to bring to a lender when applying for your first home mortgage.

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Topics: Mortgage Questions, first time home buyer, mortgage pre-approval

Why House Hunting without Pre-Approval is Like Eating Soup with a Fork

Posted by Dan Moyle on Thu, Apr 30, 2015

Why get pre-approved for a mortgage? It's a big help in the overall process of home buying. It's a matter of having the right tools - a pre-approval letter - for the job - house hunting.

Do you use a spoon to eat soup? Of course. You wouldn't use a fork. A fork will get some of the soup - depending on how chunky it is. But you'll miss out on a lot of the enjoyment!

Getting your pre-approval letter is like using a soup spoon - you'll get the job done right instead of missing out on the good stuff.

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Topics: first time home buyer, mortgage pre-approval

5 Tips and Tricks to Become a First Time Home Buyer in 2015

Posted by Dan Moyle on Mon, Dec 29, 2014

What exactly does it take to buy a house? Whether it's your first home or you're making a change, the housing market and the process has changed a bit in the last few years. Buying a home in 2015 looks a little different than it did in 2005, just 10 years ago. 

What if you're buying your first home in 2015? Is it even more different than it was for first time home buyers 10 years ago? the answer is yes, you'll find a few things different. You'll also find some things have never changed. 

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Topics: first time home buyer, mortgage pre-approval

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