Explore our blog for insights on buying, financing, remodeling, and taking care of your home.
You’re buying your first house! No more fighting over parking spaces, unexpected rent increases or putting up with noisy neighbors. If you’re planning to make a move this year, here are five tips that can set you on a path that leads to your very own front door.
You're almost there! You’ve set a budget for your monthly mortgage payment and saved up a down payment—but there’s one more thing you need to consider: the closing costs for your home.
Before you get your first home mortgage, make sure you have at least some of the furnishings. Apartment living so often means having borrowed furniture or garage sale specials. Your first house may have the same feel, but at least it will be yours!
Someone buying their first home will have a lot of questions. We see it time and time again. Sometimes, those questions get answered by family and friends. Other times they're answered by a real estate agent. But when it comes to the financial side of buying a home, asking a mortgage expert might be in your best interest. We hear a ton of questions about mortgage loans, and this is a big one. Everyone hears that it's a mountain of paperwork to apply for a mortgage. Yes, it takes quite a bit of information, but it's not insurmountable.
Buying a foreclosed home can come with a unique set of challenges. We're not trying to scare you off from your decision to buy a foreclosure. However, we do want to prepare you for some of the issues you may face, the solutions available and the information needed to help you decide whether this purchase is worth it in the end.
Foreclosures are down in 2013 compared to the last 5 years or so. However, foreclosed homes continue to exist and home buyers still find them in the housing market for sale. Since these properties often come at a price significantly lower than occupied homes for sale, a lot of home buyers consider them “good deals.”
Equal Housing Lender
A division of Amerifirst Financial Corporation
950 Trade Centre Way, Suite 400
Kalamazoo, MI 49002
NMLS ID #110139
This is not a commitment to lend. Not all borrowers will qualify; contact us for more information on fees and terms.