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Amerifirst blog

 Explore our blog for insights on buying, financing, remodeling, and taking care of your home.

How Much Will It Cost To Refinance My Mortgage?

You can find many reasons to refinance a mortgage. From cashing out equity to lowering your interest rate, refinancing might make sense for many reasons.  When you're ready to consider refinancing, your first question might be "How much is this going to cost me?" That's a good question. In this latest video we take a look at some of the costs possibly involved in a mortgage refinance.

Refinance and Renovate | A Welcome Home Story with AmeriFirst Home Mortgage

An old kitchen. Electrical problems. Plumbing issues. A shell of a house. What if you had a home that needed work, but you didn't have the money up-front to pay for it? 

6 Reasons Why You Might Refinance Your Mortgage with AmeriFirst Home Mortgage

As a homeowner, you may have given a passing thought to refinancing, or maybe it hasn’t even crossed your radar. But, you may be curious to know – it just might be the right time to think about refinancing. Hi, I’m Crystal Smith with AmeriFirst Home Mortgage. Here we will go over 6 reasons why you might consider refinancing your home mortgage loan.

Separation Speculation: Buying a Home After Divorce

There are five stages of divorce, according to psychologist Dr. Tom Merrill and Geoff Hamilton, attorney and contributor to the Hawaii Divorce Manual. They are deliberation, decision, transition, litigation and healing. The final stage can also include confusion, self-doubt and irrational fear, particularly when it comes to your new-found financial independence.

HARP Mortgage Refinance Ends This Year

In 2012 the federal government tweaked a mortgage relief program to help more homeowners. The goal is to assist people who owe more on their home than it's worth, who are paying high interest rates. The hope is to allow these homeowners to refinance into a lower interest rate, regardless of the value of the home. This could save some homeowners a good chunk of change on their monthly house payments. And the program ends this year.

How To: Refinance A Home Mortgage Loan

When you refinance a mortgage on your home, you pay off the original mortgage and replace it with a new one. The terms and interest rate on the new loan may be different, but the property securing the loan remains the same. During the recession, many homeowners took advantage of ultra-low interest rates and refinanced their home mortgages. In fact, more than half of all applications for home mortgage loans from mid 2009 to early 2011 were for this type of loan. With interest rates slowly inching upward, refinancings have slowed down considerably.  However, there are still some very good reasons to refinance:

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