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The AmeriFirst Home Buyer Learning Center

Rural Living Tips for Adjusting to Life in the Country

Posted by Guest on Fri, Aug 5, 2016

A significant portion of our population — almost 60 million Americans — lives in rural communities, the U.S. Census Bureau reports. Rural life offers many advantages, including less crowding, traffic and noise, as well as tight-knit communities and closer contact with nature. But living in the countryside also requires making some adjustments. Here are a few rural living tips to help new homeowners make the adjustment to living in the country.

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Topics: USDA Rural Development, AmeriFirst guest blog

Urban Decay? Rural Development!

Posted by Richard Andre on Wed, Jun 8, 2016

While an urban area is a location characterized by having a high human population density and many environmentally built features in comparison to the areas surrounding it, an urban area can be a city, town or combination of the two but is rarely if ever associated with rural areas such as villages or something smaller.

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Topics: USDA Rural Development

First Time Owners: Tips to Help You Get Your Own Hunting Land

Posted by Guest on Wed, Apr 6, 2016

Every experienced hunter dreams of buying a few acres of land with the right combination of forest and open areas. There’s nothing more satisfying than knowing you are alone on your own land, and you can enjoy an amazing hunting experience without worrying about other hunters. With about 14 million people owning a hunting license in the US only (data source: statista.com), the public hunting domain is getting more crowded by the moment.

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Topics: first time home owner, USDA Rural Development, AmeriFirst guest blog

7 Communities You Could Buy In With USDA Rural Development

Posted by Dan Moyle on Tue, Oct 20, 2015

^UPDATED FOR 2015: This article was originally published in September 2012, and featured seven specific RD eligible properties that were available for sale.  As you can imagine, these properties are not for sale anymore, but we wanted to share seven great communities that are RD eligible. Whether you're looking for a property on the coast in North Carolina, or a small historic home in French Lick, IN, the RD mortgage can help make your dreams a reality. Happy house hunting! 


The USDA Rural Development (RD) mortgage loan option lets you buy an eligible home with 100% financing. This means that you don't need a down payment* to buy your house. But what does "eligible home" mean? It's basically a geographic rule. USDA does have income limits also, but an eligible house must be in an area considered "rural."

Download our Rural Development Fact Sheet and start planning your move today!

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Topics: USDA Rural Development

What Are the Pros and Cons of a USDA Loan?

Posted by Dan Moyle on Mon, Aug 25, 2014

If you're debating the pros and cons of a USDA loan, you're probably already familiar with this 100% financing mortgage option. You may already know some of the pros to this loan. Further on in this article you'll read some of the good and some of the not so good about this mortgage financing choice.

Download our Rural Development Factsheet here and learn more.

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Topics: USDA Rural Development, mortgage loan options

3 Mortgage Options for First Time Home Buyers Today

Posted by Dan Moyle on Thu, Oct 3, 2013

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Topics: first time home owner, USDA Rural Development, first time home buyer, mortgage loan options, HomePath, FHA Loans

USDA Rural Development Loan vs FHA Loan

Posted by Dan Moyle on Mon, Sep 23, 2013

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Topics: USDA Rural Development, mortgage loan options, FHA Loans

Down payment and terms shown are for informational purposes only and are not intended as an advertisement or commitment to lend.  Please contact us for an exact quote and for more information on fees and terms.  Not all borrowers will qualify.
AmeriFirst Home Mortgage is a division of AmeriFirst Financial Corporation. 950 Trade Centre Way Suite 400 Kalamazoo, MI 269.324.4240 Equal housing lender

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Download your Yearly Home Maintenance Checklist!

Taking care of a home takes work and organization. While we can't do the work for you, hopefully this checklist helps you stay organized. Download your printable version below!


Download the Home Maintenance Checklist