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Amerifirst blog

 Explore our blog for insights on buying, financing, remodeling, and taking care of your home.

Do First Time Home Buyer Loans with Zero Down Exist?

  • Fri, Dec 28, 2018
  • 2 min read

Can first time home buyers find mortgages without down payments? The answer is YES! There are loans available for first time home buyer loans with zero down. You may be able to get a mortgage for the price you are paying now in rent. The two types of loans that fit this description are USDA rural development loans and VA loans.

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No Down Payment Mortgage Loans for First Time Buyers

  • Tue, Jul 11, 2017
  • 3 min read

Two of the most popular mortgage loans for first-time buyers are the USDA Rural Development loan and the VA (Veterans) Home Loan. The main reason these two loans are so popular is because both loans allow you to purchase a home with very little or no money down (also known as a Zero Down or No Down Home Loan). Zero down home loans are most common among first-time homebuyers since they are typically young married couples or single professionals who are just starting out, and haven't yet saved enough financial resources to fund a down payment.

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