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When it Comes to Your First Home, Bigger Isn’t Always Better

The Not So Big House

In the “bigger is better” world that we live in, it can sometimes feel like a small house is just not going to help you keep up with appearances. Far from being low-budget knock-offs of the American Dream, a small house can be a very sound investment, especially as your first home.


There are numerous reasons why people buy bigger homes, and some of them could be for all the wrong reasons. If you have a family of three, and you and your partner are now expecting triplets, then it probably makes sense to find a bigger place to live!

But many people end up on a larger home because they think they need to impress friends/family/strangers, they think a large home is the home of their dreams, or they are convinced by a Realtor that they can afford. Though Realtors are wonderful and you really shouldn’t consider buying a house without one, just remember their commission is determined by the selling price of the home you choose.

Learn more about what it takes to be a first time home buyer!


When thinking about buying your first home, where on earth do you start? Check out this great blog post about how to plan for buying your first home. In particular, think about your NEEDS vs. your WANTS. Yes, it might seem great to have 3 bathrooms, but then that gives you 3 toilets that need regular cleaning…

Living Large for Less

Choosing a smaller house as your first home can have some major financial benefits. In general, smaller homes have a lower price tag, which means lower monthly payments for you. This could help your bank account recover from the sticker shock of your student loans. Or it could help you build a comfortable savings account, allowing you flexibility for things like travel, hobbies, or starting a family.

Another benefit for you to consider, is the fact that smaller homes have a smaller environment footprint. You’ll need less energy to heat/cool your home, you’ll most likely use less water, and overall there is less need for maintenance.


In addition to helping the planet (and your pocketbook), this can all have a very mentally freeing effect. You’ll simply have less stuff and less to worry about. Isn’t peace of mind worth something?!

As if all of these factors weren’t enough to convince you, we have one more – a smaller, more affordable home is easier to resell. If/when it does come time for you to upsize/relocate from your first home, a wider percentage of the population will be more interested in an affordable home.

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Photo credits:
American Dream
Floor Plan
Green Home

Jill Perney
Jill Perney
Jill Perney is the Marketing Analyst for AmeriFirst Home Mortgage. After a decade working in the non-profit arts sector, Jill has mastered the art of wearing many hats and multitasking – including such wide ranging tasks as managing ticket sales, marketing, analytics, fundraising, and more. Jill is mother to an animal obsessed 3 year old daughter, and enjoys cooking, knitting, reading, and traveling.

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