State Licensing

State law disclosure regulations require the following licenses to be conspicuously disclosed. Copies of the licenses may be obtained from  Amerifirst Financial Corporation at its Corporate Headquarters located at:

Amerifirst Financial Corporation
950 Trade Centre Way, Suite 400
Kalamazoo, MI  49002
(800) 466-5626

NMLS ID 110139
NMLS Consumer Access Site

ALABAMA – Consumer Credit License No. 21516

ARIZONA –Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 1027778
CALIFORNIA –Licensed by the Department of Financial Protection and Innovation (Formerly DBO) under the California Residential Mortgage Lending Act No. 41DBO-60299

FLORIDA – Licensed as a Mortgage Lender/Servicer by the Office of Financial Regulation No. MLD411
GEORGIA – Licensed as a Mortgage Lender by the Department of Banking and Finance No. 35890 
ILLINOIS – Illinois Residential Mortgage Licensee. Licensed as a Residential Mortgage Lender No. MB.6760814 
INDIANA – DFI Mortgage Lending License No. 11089
IOWA** – Mortgage Banker License No. 2013-0065, Mortgage Banker License - Other Trade Name No. 2013-0066
KANSAS** – Mortgage Company License No. MC.0025483
KENTUCKY – Mortgage Company License No. MC23963
MICHIGAN – 1st Mortgage Broker/Lender/Servicer Registrant No. FR0105, 2nd Mortgage Broker/Lender Registrant No. SR0276
MINNESOTA – Residential Mortgage Originator License No. MN-MO-40145489
NORTH CAROLINA – Licensed as a Mortgage Lender by the Commissioner of Banks No. L-114129
OHIO –  Ohio Residential Mortgage Lending Act Certificate of Registration No. RM.804252.000, Third Party Processing and/or Underwriting Company Exemption TP.670025.000. 
OKLAHOMA** – Mortgage Lender License No. ML010329, Mortgage Lender License - Other Trade Name No. ML011172

OREGON – Amerifirst Financial Corporation; Oregon Mortgage Lending License 110139

PENNSYLVANIA – Mortgage Lender License No. 64992
TENNESSEE – Mortgage License No. 109291

TEXAS– SML Mortgage Company License, SML Residential Mortgage Loan Servicer Registration 

SOUTH CAROLINA - South Carolina-BFI Mortgage Lender/Servicer License MLS-110139 (Amerifirst Financial Corporation), MLS-110139 OTN#1 (Amerifirst Home Mortgage), MLS-110139 OTN#2 (Lenderly).

VIRGINIA – Licensed as a Mortgage Lender by the Virginia State Corporation Commission No. MC-5885 doing business as Amerifirst Financial Corporation
WISCONSIN – Mortgage Banker License No. 27363BA, Mortgage Broker License No. 110139BR

Texas Complaints

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Trade Names

Amerifirst Financial Corporation does business under the following business names:

AmeriFirst Capital Corporation
AmeriFirst Financial Corporation which will do business in California as AmeriTrust Home Mortgage
Amerifirst Home Mortgage
AmeriFirst Mortgage Banking Group
AmeriFirst Mortgage Corporation
AmeriTrust Home Mortgage
AmeriTrust Home Mortgage Corp.
Ameritrust Home Mortgage Corp. (FN)
Ameriuno
Apollo Home Mortgage
Best Home Financial
Cadillac Mortgage
ContractorFirst
goKtoday
Infinity Mortgage Associates
Katie Lawrence Team
Lassiter Mortgage Group
Lenderly**
The Cartwright Team
The DeLeva Group
The Dix Team
The Mortgage Lady AmeriFirst
The Mortgage Smith

** Not accepting applications at this time.

Rev. 2/2022