Loan Center blog

Explore our blog for insights on buying a home

10 Ways to Get Your Offer Accepted in a Tight Housing Market

In a tight housing market, you need to make your offer stand out from the competition. Here are 10 strategic ways to get it done.

Celebrating National Black History Month

February is Black History Month, a time to celebrate the contributions that African Americans have made to our country and our communities.

How Much Down Payment for First-Time Homebuyers?

A popular question we hear is how much down payment is needed for a first time home buyer? Get the answer and a free guide to buying your first home.

How to Build a Down Payment with Tax Returns and Stimulus Checks

With a little planning, you can use tax returns and stimulus checks to put together a down payment for your next home. 

Four Quick Tips to Improve Your Credit Score

If you aren't getting approved for credit cards or loans, follow these 4 quick tips to improve your credit score.

Five Tips for First-Time Homebuyers

If you're planning to make a move this year, here are five tips that can set you on a path that leads to you very own front door.

Using Gift Funds for Your Down Payment

Gift funds from family members or longstanding friends can be used to make a down payment on many kinds of loans. Learn how those gifts can help you open a new door.

Why Choose a Conventional Loan?

A conventional mortgage offers low-interest rates and terms and can be a great choice for homebuyers who have good credit, low debt and a steady income.

FHA Loans: One Option for the First Time Home Buyer

FHA loans are one option for a first time homebuyer for several reasons. Take a look to see if it is a viable mortgage loan option for you.

What is a USDA Rural Development Mortgage?

USDA Rural Development mortgage is the only 100 percent financing option available that is not a military program. Get the details here.

Why are VA Loans so Popular?

VA loans are popular with first-time homebuyers because they offer a no down payment (100% financing) option and do not require mortgage insurance.

Amerifirst Named a Best Mortgage Company to Work for in 2021

The annual awards program is dedicated to recognizing the industry's premier employers.

USDA Rural Development vs FHA Loan

A comparative look at USDA Rural Development vs FHA loan for homebuyers. Which mortgage loan option makes sense for you?

Meet the Team

Visit our YouTube Channel and get to know the team at the Amerifirst Online Loan Center.

Five Reasons You Should Stop Renting and Buy Your Own Home

Is it time for you to get out of the rent race and buy a home of your own?

What Does it Take to Maintain a Home Each Year?

Tackle your "to-do" list with our Home Maintenance Checklist.

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