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Wholesale Lending 


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Partner with us to expand your loan portfolio, offer competitive pricing and start earning additional revenue.


Our Services



Our customers tell us they’re always looking for more ways to grow their client base and serve first-time homebuyers and under-served markets. At the same time, they need to conserve their use of personnel, time, and capital.  Amerifirst can help you do both.

By partnering with us, you can reach out to a wider audience while maintaining your focus and keeping all of your clients happy.


Our Process

Amerifirst will help you find the right lending solution for your clients. Our full spectrum of products and programs includes:

• Purchasing and refinancing solutions
• Loans to 100% value
• Low adjustable and fixed-rate mortgages
• Residential loans for primary properties, secondary homes, and investment properties


Programs & Guidelines

A TPO relationship with Amerifirst expands your mortgage solutions to include a variety of flexible loan programs, all serviced by our own experienced team. Options include:

USDA Rural Development
Fannie Mae Single Family

• Renovation loans (contact us for details)
Loan program reference guide




• Competitive rates and low down payment options that appeal to customers
• On-demand personalized and branded marketing collateral
• Monthly mortgage statements branded with your logo and contact information
• Lobby banners customized with your logo
• Secure and user-friendly portal for submitting applications, supporting documents, and pipeline management and reporting
• Quick turnaround times for speedy closings and satisfied customers




Our TPO partners choose us—and stay with us—for many reasons:

• Experienced underwriters, processors, and customer service reps who make the entire process go smoothly
• “Hometown” relationships, with local people, offices, and phone numbers
• A convenient channel for originating government and Fannie Mae renovation loans
• Full compliance with all lending standards from origination to disposition



Our process works, and we have the record to prove it. 

In 2021, Amerifirst’s TPO platform:
• Partnered with nearly 73 banks and credit unions
• Successfully closed 852 loans
• Originated nearly $84 million in loan volume

What can we do for you?

Meet our team


What Our Partners Are Saying

“We have been partners with Jay and his team with Amerifirst since 2018. Jay and his team work hard to help us and our borrowers have a smooth process from origination to close. We appreciate the quick response and overall communication from him and his team. We look forward to many more years with Amerifirst as our Partner.” March 23, 2022

Teresa Joseph

VP, Residential Lending Manager

“First National Bank of Michigan's partnership with Amerifirst dates back to 2009. The team we work with lead by Jay Eakins is knowledgeable, experienced, and always ready to help. Having Amerifirst as a partner allows us the opportunity to provide better consumer lending services to our customers. Partnerships work better when there's a commitment and Amerifirst has shown they're committed to helping First National Bank of Michigan and our customers. We value the great service we receive from Amerifirst and the long-term partnership.”  March 23, 2022

Daniel E. Bitzer

President and CEO

“We get great service! It is such an easy and efficient process and we really value the quick turnaround time. If we have questions, the Amerifirst staff gets on the phone with our loan officers and walks us through the process. We value being able to continue our great relationship with our members as they
stop in to discuss their loans.” July 12, 2017

Danielle Marek

Head of Lending

“I like the quick response from Jay Eakins and his team. They are very helpful in answering all questions in a professional manner and providing a speedy response whenever I need help. The biggest benefit to Eaton Federal is that we have more options to help our borrowers in purchasing their homes.” July 12, 2017

Tammy Halsey

Loan Officer

"I enjoy working with Jay and his team. They are always quick to respond and helpful in working through unique situations. The process from start to finish runs smooth. We work together towards a solution that works best for our customer's needs. They are very knowledgeable. I love our partnership with Amerifirst!" March 23, 2022

Mellissa Farrell

Mortgage Loan Originator