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Troy Gahm 

Loan Originator, Traverse City, MI 

NMLS #1653061

13300 Southwest Bay Shore Drive, Suite A-5

Traverse City, MI 49684

O: 231.715.4606

C: 989.614.1073

F: 989.688.5903



About Troy 

Purchasing your own home is one of the biggest financial transactions that most people make, and to Loan Officer Troy Gahm, helping his customers achieve the dream of home ownership is what fuels his passion for the mortgage industry.


Adaptability, persistence and a strong work ethic are the qualities that best describe Troy. As a five-year defensive end for the Alma College Scots Football team, Troy learned that adhering to these values was a winning formula that could transform a losing team into a winning one. He also learned the importance of being part of a team that is focused and dedicated to achieving a common goal.


A 2016 graduate of Alma College with a degree in business administration, Troy’s greatest satisfaction is helping his customers maneuver the loan process smoothly and efficiently. As a member of the Amerifirst team, he takes considerable pride in guiding his clients through the home loan process to find the best terms available to meet their needs and achieve their financial goals.


Troy is a graduate of XINNIX, The Mortgage Academy of Excellence, where he spent six intense weeks learning and practicing their four core principles of success: knowledge, skills, discipline and ethics. During that time, he clocked over 400 hours on course studies, passed 90 mortgage industry courses and graduated after successfully completing a three-hour certification examination. Less than one-half of one percent of all mortgage consultants in the U.S. have achieved this prestigious designation.


Working with an XINNIX trained mortgage consultant like Troy guarantees you will be doing business with a professional you can trust. You can also be assured that he has the ability and knowledge to select the right loan product to fit your needs while delivering superior service. 


Committed to helping others, Troy spends his spare time assisting the local football team, volunteering in the community, fishing and spending time with family.